Good luck with your ebay venture, luckykelleyk! The Hawaiin pieces are indeed very nice and might suit someone perfectly. Personally, I love the ring, but there are just too many other things on the wish list.
I do wear a pearl solitaire, and I love it (actually THEM, I have 2, one white gold with a large FW dyed black, and a yellow gold with white 14mm FW that I found recently). I enjoy wearing these even more than wearing my 1.8carat diamond solitaire (but please don't tell my husband, as he felt very special buying such a gorgeous piece for me). You see - suddenly your pearl wishes look very inexpensive! I have to say, I think you will get far more wear out of the solitaire - I wear mine when I just don't want to wear a full strand, or when what I'm wearing is a bit "busier" - a lovely, simple look. Still want the GSS in yellow gold version of the other, though!