Pattye, I pulled out our copy of
Gem Identification Made Easy by Antoinette Matlins and A. C. Bonanno. (This is a great book, by the way.)
On the Synthetic Gemstones and Man-Made Imitation chart, it has these comments about Verneuil flame-fusion ruby identification and characteristics:
"1. Curved growth striations, curved color banding.
2. Small spherical, pear-shaped or tad-pole shaped bubbles.
3. Proliated gas bubble (a row of bubbles which, together, have a sausage-shaped outline.
4. Small black 'dots' (excessive chromium oxide that did not melt or absorb dusing the synthesis). This is often observed in old ruby synthetics.
5. Strong red fluorescence when observed under longwave ultra violet radiation.
Burmese rubies also fluoresce strong red, but weaker than the synthetic."
Elsewhere in the book (pp. 75 and 80) it says under a Chelsea filter, both natural and synthetic rubies will be strong red than without the filter but the synthetic will be a stronger red than the natural.
On p. 57 under Bubbles, it says you may need higher than 10X magnification to be sure what you are seeing are bubbles rather than a small crystal.
On p. 58 under Curved Striae, it says these are easiest to see under a microscope. Elsewhere it says 60x magnification.
I don't see anything in the book (yet) about whether the small black dots could be seen with a loupe.
I'm not a gemologist and would be very interested in exploring this further, but from the bit I've read, I don't think I would count on a loupe to tell natural from synthetic rubies. But maybe a Chelsea filter would be a relatively portable and inexpensive thing to take along as long as you have a natural (and fluorescent) ruby on you for comparison.
There may be more info on the Gemology Online forums. Link:
http://www.gemologyonline.com/Forum/phpBB2/index.php