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Thank you all for your help and insights. And yes, Gem Geek, you have reminded me of the nature of the GIA report. At that time (2006), I was advised simply to determine if the pearls were natural or cultured by a jewelry dealer. That is what I requested and received about the gemstones.

I am a novice and inherited a pearl necklace from relatives of Austrian and German heritage. A 2006 GIA report I had done says they are natural pearls. I am interested in anything you experts might be able to tell me here in Colorado about their origin, quality, characteristics, and value. Thank...